Tinker Growth is a specialized financing partner dedicated exclusively to government contractors. We understand that winning and executing federal, state, and local contracts requires more than just expertise—it requires capital at the right time. We empower government contractors to grow their businesses without the cash flow constraints that often limit their ability to bid on larger contracts or execute awarded work. By providing fast, flexible financing solutions, we help contractors focus on what they do best: delivering value to government agencies and serving the mission of the United States. Unlike traditional lenders, we understand the unique challenges of government contracting:

• Long payment cycles (Net 30-90+ days)

• Upfront mobilization costs that can strain working capital

• The gap between contract award and first payment

• Compliance requirements that govern contractor financing

  
  

Our solutions are purpose-built for these realities, with terms and structures that align with the government contracting lifecycle. We prioritize collaboration, transparency, and speed. We know that opportunities don't wait, and neither should your financing. Our streamlined approval process and contractor-focused terms mean you can pursue growth with confidence.

We work with small to mid-sized government contractors across all sectors—from professional services and IT to construction and logistics—who are looking to:

• Bridge cash flow gaps during contract execution

• Fund mobilization costs for newly awarded contracts

• Scale operations to take on larger opportunities

• Maintain operational stability during growth phases